Show HN: A free CRM with AI tools for independent insurance agencies

HarborIQ offers a free CRM for independent insurance agencies covering clients, pipeline, renewals and follow-ups, designed to sit alongside an existing AMS, with CSV imports from systems such as Epic, EZLynx, HawkSoft, NowCerts and AMS360. Its paid Intelligence tier is $49 a month for the whole agency and answers carrier questions from the agency's own carrier guides, citing the source page, with 300 shared checks a month. The free CRM requires no card and has no per-seat fee.